By visiting, accessing, registering for events, or consuming any information on this website in any way, you agree to be bound by the following Terms & Conditions.

1. Website Availability and Usage
   • Service Interruptions: The Wealth Today does not guarantee continuous availability of the website, nor does it guarantee that the platform will always be free of malfunctions, defects, malware, or viruses.
   • User Security: Visitors and users are solely responsible for managing and maintaining their own digital security.
   • Right to Modify: The Wealth Today reserves the absolute right to update, remove, edit, or delete any information, and to discontinue any service or feature at any time without prior notice.
2. Content, Advice, and Warranties
   • Informational Purposes Only: All content on the website is provided strictly for informational purposes and should not be construed otherwise.
   • Third-Party Opinions: Any opinion, advice, solicitation, recommendation, or offer expressed on the platform belongs exclusively to the individual, organization, or contributor, and does not belong to The Wealth Today. Users must independently evaluate all content before using or acting upon it.
   • No Liability for Actions: The Wealth Today cannot be held liable for any damages arising out of any action taken with respect to the use or consumption of information or services on our website.
3. Third-Party Links
   • External Services: We may include or offer third-party services on our website.
   • Independent Policies: Third-party sites are governed by their own independent privacy policies. The Wealth Today is not liable or responsible for the content, actions, or activities of any linked sites.
4. Copyright and Intellectual Property
   • Personal Use: All information and content published on The Wealth Today site are for the personal consumption and use of the visitor, user, and/or subscriber.
   • Reproduction Permissions: General usage, copying, republishing, and redistribution do not require a license fee; however, you must obtain explicit written permission by contacting us at editor@thewealthtoday.com.
   • Awards & Downloads: To reproduce, collect, or redistribute any material or downloadable content from the Awards website, permission must be requested at editor@thewealthtoday.com.
5. Privacy, Data, and Communication
   • Data Collection and Usage: We require personal data (including name, title, company, email, and contact number) to grant access to website information and event registrations. Data is acquired for an intended purpose and will not be sold or shared unless specified.
   • Third-Party Sharing: By registering for our events, you consent to The Wealth Today sharing your registration data with event associates, sponsors, exhibitors, and strategic partners. These third parties may contact you directly for promotional purposes, networking, and B2B marketing.
   • Security & Corrections: Reasonable security measures are applied to secure your data. Users may request to correct or edit their data at any time.
   • Communications: If you receive mistaken email communications, you may write to info@thewealthtoday.com or utilize the unsubscribe link, and we will oblige promptly.
   • Legal Disclosures: We may disclose your Personal Information: (a) to the extent required by law; (b) in connection with ongoing or prospective legal proceedings; and (c) to establish, exercise, or defend our legal rights, including fraud prevention and reducing credit risk.
6. Event Registration, Ticketing, and Identification
   • Payment Terms: Any required payments to access an event must be made before the event takes place, unless agreed upon otherwise. The participation fee is stated on the event page.
   • Strictly Non-Refundable: All ticket purchases and registration fees are final and strictly non-refundable under any circumstances, including but not limited to failure to attend, visa rejections, or personal scheduling conflicts.
   • Strictly Non-Transferable: Tickets and event registrations are strictly personal and non-transferable. An attendee may not transfer, resell, or reassign their ticket or event badge to any other individual or colleague.
   • Mandatory Identification: Attendees must present a valid, original government-issued photo ID (such as a passport or Emirates ID) at the registration desk. The name on the ID must exactly match the name on the ticket registration. Failure to produce valid identification may result in denial of entry without refund.
   • Online Events: Online events utilize third-party services; therefore, the terms, conditions, and privacy policies of those third parties apply to all registrants.
7. Event Admission and Code of Conduct
   • Right of Refusal: The Wealth Today reserves the absolute right to refuse entry to any individual, or remove any attendee from the premises, even if they hold a valid ticket. This includes instances of late arrival, venue capacity limits, security concerns, or breach of these terms.
   • Professional Engagement: Attendees are expected to behave professionally. Harassment, disruptive behavior, or solicitation outside of approved networking channels is strictly prohibited.
   • No Liability for Statements: The Wealth Today accepts no liability for any statement, comment, or content expressed by any attendee, participant, sponsor, or speaker at any digital or physical event. Any views shared during sessions are the individual’s own.
8. Event Program and Alterations
   • Schedule Changes: The Wealth Today reserves the complete right to alter the agenda, date, content, speaker lineup, session, venue, or timings without prior notice. The Wealth Today is not liable to refund any stakeholders (including speakers, sponsors, and delegates) for fees or probable expenses resulting from these changes.
   • Force Majeure: Wealth Today shall not be held liable for the cancellation, postponement, or significant alteration of the event due to acts of God, natural disasters, pandemics, government mandates, strikes, or any other circumstances beyond the organizer’s reasonable control.
9. Media Release and User-Submitted Content
   • Consent to Record & Media Ownership: By attending an event, attendees grant The Wealth Today the irrevocable right to capture their image, voice, and likeness in photographs, video recordings, and audio bytes. Any content produced at events is the property of The Wealth Today.
   • Usage Rights: We reserve the right to use these media assets, as well as any submitted material, for commercial, promotional, educational, and marketing purposes across all platforms in perpetuity, without any compensation or prior approval required.
   • Attendee Recording: Attendees may take personal photos; however, professional recording equipment, live streaming, or broadcasting of keynote sessions and proprietary presentation materials is strictly prohibited without prior written consent.
   • Content Submissions: The Wealth Today reserves the right to edit, add, or delete any submitted material (text, videos, graphics). You agree that submitted material is your original content, is lawful, and you fully indemnify us against any liabilities arising from its use.
   • Awards Registration: Filling out registration forms on the awards website subjects you to all website terms and conditions.
10. Sponsorship, Exhibitions, and Data Sharing
    • Sponsor Definition: “Sponsor” includes Event Sponsors, Advertisers, Exhibitors, Knowledge Partners, or anyone investing monetarily or intellectually to generate leads.
    • Marketing & Privacy: Attendees agree that sponsors may contact them for marketing purposes. Sponsors do not have the right to distribute this data, and attendees are encouraged to read each sponsor’s privacy policy. The Wealth Today encourages professional data handling but does not control sponsor behavior.
    • Exhibition Space: For in-person events, exhibition space is provided for exhibitors to build booths, display marketing collaterals, and perform marketing services.
    • Webinar Hosting: Sponsors hosting webinars or using our platform must agree to mutually decided deliverables. Any deviation grants The Wealth Today the right to cancel the event without a refund.
    • Date Changes: If a sponsor wishes to change an event date, The Wealth Today reserves the right to agree or disagree, and the change will incur a USD 250 administrative fee.
11. Media, Advertising, and Marketing
    • Content Approval: Material supplied by sponsors or advertisers is subject to approval. We reserve the right to remove material if it is unlawful or infringes on any entity’s rights. Sponsors and advertisers agree they are submitting original work and completely indemnify us against any arising claims.
    • Campaign Alterations: We reserve the right to remove branding or advertisements past the contractual period without communicating with the client. Clients may cancel agreements if the delivery alters from pre-agreed terms, unless due to urgent conditions beyond our control.
    • Late Submissions: If advertising copy is not received on time, The Wealth Today is not responsible and may use an in-house advertisement or the most appropriate alternative copy.
    • Liability Absolution: We absolve ourselves from any liability occurring due to third-party faults or client mistakes. Print media, once processed, cannot be altered. Clients absolve The Wealth Today of any liability and will handle all claims or penalties arising from the publication of their content.
12. General Liability and Personal Property
    • Assumption of Risk: Attendees acknowledge that they participate in events at their own risk. The Wealth Today, venue operators, and respective agents are not liable for any personal injury, illness, or health-related issues sustained during the event.
    • The Wealth Today accepts no responsibility for any loss, theft, or damage to the attendee’s personal belongings, electronics, or vehicles brought to the event venue.
    • Limitation of Liability: The Wealth Today is not liable for any losses incurred due to events beyond our control, and we accept no liability for any loss or damage to business, data, databases, or software.
13. Governing Law
    • Attendees acknowledge that they participate in events at their own risk. The Wealth Today, venue operators, and respective agents are not liable for any personal injury, illness, or health-related issues sustained during the event.